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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 877-287-7724.
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Request My Free Relocation Package! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate! Find Out More > View All Offers >
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Jolene Helped Make The Process Easier! “She even arranged for me to get the house homesteaded and found out about transferring the warranty on the siding." Marie Rieber Read Quote > View All Quotes >
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Compare
three mortgages at one time. Download TripleCalc now. It's
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Jolene Dosdall
is one of The Top Selling Real Estate Experts Find Out More > |
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Welcome to my online resource for Rochester Minnesota real estate! I can help you find homes for sale in Rochester MN, Byron MN and Stewartville MN and the surrounding areas. I can also provide Mayo Clinic relocation assistance for those in need. Search Rochester Minnesota area listings from my site and let me know how I can assist you in buying or selling your next home! I would like to welcome you to my site. I have an unlimited amount of information and resources to assist you with the purchasing or selling of your home. Whether you are leaving the area and need assistance with marketing your home and finding the right buyer, or relocating from across the country or just across town, I have the knowledge to help. |  | | | Asissi Heights | |
If you also are in need of a competent real estate professional in another part of the country or abroad, I have access to a network of professional REALTORS. I am committed to making your real estate experience enjoyable and hassle-free. |  | | | Skyway Downtown Rochester | |
...make this your favorite Rochester, MN Byron and Stewartville, Minnesota real estate web site and come back soon!
Financing Your Home >Who Pays the Points
When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.
The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.
In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.
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| Q |
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
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| A |
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year. |
See More Real Estate Trivia > |
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