Wow! Mint condition newer 4 bedroom, 2 bath one owner home on a quiet cul de sac. Large open floor plan with tall ceilings on both levels, center kitchen island, absolutely gorgeous brick mantel & hearth with gas fireplace in the lower level and a new 16 x16 composite deck, ideal for entertaining and no worries. Lots of nice extras with larger square footage, oversized 2 car garage, built-ins, wood laminate and tile flooring, shed and nicely added extra concrete at side for additional parking if needed. All this within walking distance to schools, parks & clinic and freshly painted in soft neutral colors. Better than new - just move in and enjoy.

Absolutely adorable 2 bedroom, 1 bath home with potential for additional bedrooms in upper level and huge unfinished lower level. Beautiful hardwood floors throughout the main floor, warm & inviting eat-in-kitchen with new flooring & freshly painted, all new windows, siding and nice sized fenced in yard. Wonderful starter home nicely updated & cared for just waiting for the new owner.

Very nice 4 bedroom, 2 bath home with 3 bedrooms on the main floor and all new carpeting in the main living room.   Brand new roof to be installed this Spring.  Wonderful open floor plan with vaulted ceiling, large eat-in-kitchen, newer kitchen appliances including a gas stove & black sink plus pantry and all new vinyl tile flooring in the kitchen & dining room. The lower level is also nicely finished to include an additional 4th bedroom with new carpet & a large daylight window for added sunlight, a 3/4 bath with white cabinetry and a huge family room. Space for everyone. The backyard fills in nicely with beautiful lilac bushes and apple trees for added privacy allowing you to really enjoy your deck & the good sized fenced in backyard. Terrific close in location - just move in and
enjoy!

Exquisite one owner newer 4 bedroom, 3 bath multi-level home in meticulous condition with beautiful red birch hardwood floors, painted woodwork and lovely maple cabinetry in the kitchen. A welcoming open custom floor plan with loads of windows for lots of added sunlight throughout the home and you will truly enjoy the inviting dining area to the back of the home, which looks out onto the beautifully landscaped backyard and gardens of near neighbors for very serene start to your day.  3 bedrooms on the upper level with a spacious private master bedroom suite complete with separate jetted tub & shower plus a generous walk-in closet. The lower level has a spacious family room with large daylight windows & gas fireplace and the added luxury of a separate laundry room and you'll be delighted with the large bonus room at the next level to use as you wish. All on just over a 1/4 acre lot. A must see!

A terrific 3 bedroom, 2 bath home on a very quiet street with a gorgeous private fenced in backyard with lots of mature trees.  Three bedrooms on the main level with beautiful hardwood floors and a large full bathroom with tile flooring all freshly painted with soft neutral colors.  Wonderful bright & sunny eat-in-kitchen which walks out to a large deck, ideal for entertaining.  You will also enjoy the spacious family room in the lower level with large daylight windows and a lovely wood fireplace and neat & clean 3/4 bath for guests.  All appliances stay plus a large 2 car garage with additional shelving & workshop area.

Unbelievable value - 2 bedroom, 2 bath 2 story townhome with 2 car garage with spacious open floor plan all freshly painted in soft neutral colors, tall ceilings, wood laminate flooring, vinyl siding, new roof and low association fees. All appliances stay including washer/dryer on second level. Great close in location, minutes to downtown, parks and shopping. Don\'t miss this one!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.