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Real Estate Tips
First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Real Estate Trivia
Q 
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?

A 
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home.
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Jolene Dosdall, REALTOR®, real estate agent and broker for Rochester MN, Byron and Stewartville, Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

Jolene Dosdall
Edina Realty Rochester
4600 18th Avenue N.W.
Rochester, MN 55901
Direct: 507-292-4046
Cell: 507-254-9700
jolenedosdall@edinarealty.com

Jolene Dosdall has been helping families relocate since 1986. Her knowledge and expertise in relocation will provide you with the highest level of customer service that you and your family will need. Jolene is available to answer any questions you may have and will work hard to make your move to the Rochester area a wonderful experience. "Jolene Dosdall working hard so you don't have to!"

ABR CRS GRI MLS REALTOR


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