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Real Estate Tips
About Appraisals >Working With Appraisers

After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.

The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.

If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.

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Real Estate Trivia
Q 
What is the average age range of a second-home buyer in the United States?

A 
Currently, second-home buyers in America are most often between 41 and 44 years of age.
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Jolene Dosdall, REALTOR®, real estate agent and broker for Rochester MN, Byron and Stewartville, Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

Jolene Dosdall
RE/MAX of Rochester

4600 18th Avenue N.W.
Rochester, MN 55901
Phone : 877-287-7724
Phone 2: 507-287-7724
Fax: 507-288-9022
isellrochester@NUMBER1EXPERT.com

Jolene Dosdall has been helping families relocate since 1986. Her knowledge and expertise in relocation will provide you with the highest level of customer service that you and your family will need. Jolene is available to answer any questions you may have and will work hard to make your move to the Rochester area a wonderful experience. "Jolene Dosdall working hard so you don't have to!"

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